Top 10 Reasons to Buy Travel Insurance

There are many circumstances that could cause you to cancel your trip, return home early or force you to seek emergency medical treatment while traveling.

While most trips happen without any hitches, insurance covers your investment on the chance that something might go wrong. To demonstrate the importance of purchasing travel insurance and emergency travel services, here are 10 common examples of what could go wrong.

1.It's 10 p.m. and you and your immediate family arrive at the airport for a connecting flight, only to find that your flight has been cancelled. Who can assist you with finding new flights to get everyone home?

2.Your bag was lost with your insulin inside. You need help to locate your bag as soon as possible and have your emergency prescription filled. Who do you call?

3.Your first visit to Europe, and your passport and wallet are stolen. Where do you turn for emergency cash, and how will you get your passport replaced?

4.You're involved in an accident and adequate medical treatment is not available. Who will help arrange and pay for a medical evacuation?

5.If your sister-in-law becomes seriously ill and you must cancel your trip, what happens to your non-refundable deposits or pre-payments?

6.You arrive at your destination and your luggage doesn't. If it's lost, who will help you find it? If it's delayed, who will pay for your necessities? If it's stolen, who will pay to replace it?

7.Your cruise line or airline goes bankrupt. Who will pay for your non-refundable expenses? Who will help get you to your destination?

8.You're walking down a street in Arusha and twist your ankle. Who can help you find an English-speaking physician?

9.Just before your scheduled departure to Africa, a volcano in Iceland begins erupting and disrupts travel throughout Europe (where you are scheduled to connect en route). Who can help you change your travel arrangements or who will pay if you must cancel your trip?

10.You are at a beach resort and you are forced to evacuate due to an approaching cyclone. Who will help you evacuate and who will reimburse your lost vacation investment?